Insights

Rising healthcare inflation has become a regular feature of renewal discussions. Insurers continue to report higher treatment costs, increased diagnostic activity and sustained pressure on private hospital fees. Many employers…

It is tempting to assume that all private medical insurance policies are basically the same and that shopping for the lowest premium will save you money. In…

Small and medium‑sized enterprises are rightly keen to offer private medical insurance as a benefit. However, one common mistake we see is choosing a plan based on…

Submitting a claim to your health insurer can feel daunting, but understanding what happens behind the scenes helps you prepare. Whether you have a UK PMI policy or an…

As a UK‑regulated insurance broker, we are often asked whether international private medical insurance (IPMI) is just a more expensive version of domestic private medical insurance(PMI). The…

For many UK SMEs, private health insurance was once viewed as a ‘nice-to-have’. In 2026, that mindset is rapidly changing. Rising NHS waiting times, increased employee expectations…