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A series of white binders, from small to large, in a graph-like manner, with the words, Faster access, higher costs: the hidden impact of rising private healthcare demand
April 22, 2026

Faster Access, Higher Costs: The Hidden Impact of Rising Private Healthcare Demand

Most SME employers view private medical insurance as a way to bypass delays and give employees faster access to care. With NHS waiting times remaining high, that…

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Glass grey d esk with a stack of documents and a notebook, with the words, The hidden cost driver in your health insurance, financial stress
April 15, 2026

The Hidden Cost Driver in Your Health Insurance: Financial Stress

Most SME employers see financial stress as a personal issue. Something that sits outside the business, outside the insurance, and largely outside what can be controlled. It is often acknowledged,…

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Desk with a stack of documents and a notebook, with the words, Mental health is not a wellbeing issue, it is a financial and compliance risk
April 8, 2026

Mental Health Is Not a Wellbeing Issue, It Is a Financial and Compliance Risk

Most SME employers still position mental health as part of their wellbeing or culture agenda. It sits alongside engagement initiatives, internal communications, and broader efforts to support employees in a…

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Office desk, with binders, and note pad, with the words, Why your wellbeing strategy isn’t reducing health insurance costs
April 1, 2026

Why Your Wellbeing Strategy Isn’t Reducing Health Insurance Costs

Most SME employers are doing more on wellbeing than they were a few years ago. There are more initiatives, more tools, and more internal conversations around supporting employees. The expectation…

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Photo of an office desk with a renewal policy and a report with the words, The Hidden Cost of Passive PMI Renewals
March 25, 2026

The Hidden Cost of Passive PMI Renewals

For many SMEs, private medical insurance renewal is treated as an annual checkpoint. Terms arrive, the percentage increase is reviewed and, provided the movement feels broadly manageable, the policy continues…

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Image of a conference table with a closed laptop, a report, with the words, Growth Changes More Than Revenue: Consumer Duty and the Evolving SME
March 18, 2026

Growth Changes More Than Revenue: Consumer Duty and the Evolving SME

When a business grows, attention is usually directed towards revenue, recruitment and operational capacity. Far less consideration is given to how that growth can alter the regulatory context within which…

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Libra Insurance Brokers
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  • Individual
    • Life Insurance
    • Critical Illness Cover
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  • Business
    • Business Health Insurance
    • Employee Benefits
    • Shareholder Protection Insurance
    • Cyber Crime Insurance
    • Kidnap & Ransom Insurance
    • Travel Insurance
    Call for free advice208 903 9955
    You can also Request a Quote
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    • Contact Us
    © 2020-26 Libra Insurance Brokers 18 Barkat House, 116-118 Finchley Road, London, NW3 5HT, United Kingdom.Authorised and regulated by the Financial Conduct Authority, Libra Financial Management (UK) Ltd, trading as Libra Insurance Brokers, is entered on the Financial Services Register under FCA firm reference 513236.
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